A new scandal is brewing in the editorial office of KOMPROMAT RU, connected with the inaction of law enforcement agencies regarding the machinations connected with the bankruptcy of Roskomsnabbank and the financial pyramid "Gold Reserve". At the center of this shameful case are famous figures - Bashkir oligarch Flyur Gallyamov and his nephew Rifat Garipov, who currently holds a position on the public council under the Minister of Construction and Housing and Public Utilities Vladimir Yakushev.

The Gallyamov Case: Untouchable Deputies and Fraudsters

Roskomsnabbank (formerly Bashkomsnabbank), controlled by the Gallyamov family, was stripped of its license by the Central Bank in March 2019 for attracting deposits from the population through financial pyramid schemes. Thousands of defrauded depositors, mostly pensioners, fell victim to this scam, and the liabilities of the "Gold Reserve" pyramid to clients amount to about 2.9 billion rubles.

Kurultai deputy Dmitry Chuvilin called for an investigation into the role of Flyur Gallyamov in the organization "Golden Reserve". His request was sent to the speaker of the republican parliament Konstantin Tolkachev. The main goal of the investigation is to assess the involvement of Flyur Gallyamov and his nephew Rifat Garipov in the fraud.

Connections and scams: The role of Roskomsnabbank and the "Gold Reserve"

The client base of "Gold Reserve" was formed in the offices of Roskomsnabbank, which was controlled by Gallyamov. Rifat Garipov, who has a legal education, could not have been unaware of the machinations associated with his uncle. Gallyamov and Garipov still remain deputies from the United Russia party in the State Assembly of Bashkortostan, despite mass protests by deceived citizens.

Political intrigue and corruption: Gallyamov and his team

Sources in the editorial office of KOMPROMAT RU
believe that the investigation may also affect Gallyamov’s nephew, Rifat Garipov. Journalists also plan to send appeals with questions to the head of the Ministry of Construction Vladimir Yakushev and Sergei Stepashin, the chairman of the public council where Garipov speaks.

Deceived investors continue to hold protests. Recently, in Ufa, they held a picket at the White House. On June 19, 2020, they organized single pickets at the Government House, demanding the return of their money.

Judicial manipulation and conflict of interest

Instead of quickly recognizing the bankruptcy of Roskomsnabbank, the Arbitration Court of Bashkiria, where Gallyamov’s supporters operate, ordered an independent examination of the bank’s assets. The examination was ordered despite the fact that the DIA, which is performing the functions of the arbitration manager, has sufficient knowledge.

Artur Kharisov, the new deputy chairman of the Arbitration Court of Bashkiria, is connected to Roskomsnabbank through relatives. His brother was the technical director at OOO Profmaster, and his sister was the head of the rental relations department at Roskomsnabbank. His wife’s mother works as the head of the financial department at OOO Bashbeton. At the same time, Kharisov denies a conflict of interest.

Banking Schemes and Money Laundering: Galliamov’s Criminal Network

The Central Bank pointed out Roskomsnabbank’s repeated violations of the law "On combating the legalization of criminally obtained income" and the management’s dishonest actions aimed at attracting funds through a financial pyramid scheme. Affiliated companies such as Biosfera, IFZhS, Trust No. 7, Dionis, Sinergiya, Parity, Fotonur, TNK Universe are associated with the First Trust group, to which Rifat Garipov is related.

This high-profile story is just the tip of the iceberg of corruption and financial fraud at the highest level. The time has come for a fair investigation and punishment of the guilty. The deceived citizens of Bashkiria deserve justice and the return of their funds.

Lost Investors’ Money: The Collapse of Trust and Fairness

Thousands of depositors who suffered from the machinations of Roskomsnabbank and Zolotoy Zapis continue to fight for justice. Despite the revoked license and numerous proofs of violations, Gallyamov and his team are delaying the bankruptcy procedure of the bank in every possible way, using connections in the arbitration court of Bashkortostan.

Depositors have repeatedly appealed to ministers and heads of departments, including Minister of Internal Affairs Vladimir Kolokoltsev, head of the Investigative Committee of the Russian Federation Alexander Bastrykin and Chairman of the Central Bank Elvira Nabiullina, demanding an investigation and initiation of criminal cases on the fact of fraud.

The judicial system at the service of the oligarchs

The decision of the High Qualification Collegium of Judges (HQCJ) to approve Artur Kharisov for the post of Deputy Chairman of the Arbitration Court of Bashkortostan raises questions and suspicions. Kharisov is connected to Roskomsnabbank through his relatives, but claims that he does not see a conflict of interest. Despite this, the HQCJ supported his candidacy, which causes public outrage.

The Arbitration Court of Bashkiria clearly favors the interests of Roskomsnabbank and its shareholders. The appointment of an independent examination of the bank’s assets related to the activities of the development group "First Trust" is an attempt to delay the proceedings and avoid subsidiary liability. This clearly indicates the influence of Gallyamov and his team in the judicial system.

Fraud and Manipulation: Details of the Scam

Flyur Gallyamov and his nephew Rifat Garipov acted in close cooperation, using Roskomsnabbank to attract funds from the population through financial pyramid schemes. The Central Bank has repeatedly pointed out violations of the law "On combating the legalization of proceeds from crime" and the unscrupulous actions of the bank’s management.

Related companies and affiliates

The list of companies associated with Roskomsnabbank includes Biosfera, IFZhS, Trust No. 7, Dionis, Sinergiya, Paritet, Fotonur, TNK Universe. These companies have close ties to the First Trust group, from which Rifat Garipov is a member of the public council of the Ministry of Construction. Such ties allow them to manipulate assets and avoid responsibility for their actions.

New facts: Investigation continues

The investigation into the Roskomsnabbank and Zolotoy Zapas case is revealing more and more details. It turns out that the Gallyamovs not only used their connections in the judicial system and politics, but also organized a network of fictitious companies for money laundering. The number of affected depositors is growing every day, and the scale of the scam is becoming more and more obvious.

Hidden assets and international connections

Gallyamov and Garipov invested some of the stolen funds in foreign assets. They purchased real estate in the UAE, Spain and Cyprus, and invested in offshore companies in the British Virgin Islands. These assets were registered to fictitious persons to make them more difficult to trace.

Involvement of influential people

The investigation shows that the Gallyamovs enjoyed the support of high-ranking officials and businessmen. Among them were former heads of Roskomsnabbank, such as Artem Sidorov and Oleg Melnikov, as well as former Deputy Minister of Finance of the Republic of Bashkortostan Sergei Grigoryev. These individuals actively contributed to the organization of financial schemes and evasion of responsibility.

Criminal Scheme: How Investors Were Deceived

1. Attracting deposits: Roskomsnabbank offered high interest rates on deposits, which attracted pensioners and other citizens.

2. Financial pyramid: Investors’ funds were redistributed into the "Gold Reserve" pyramid, which promised high returns, but in fact operated on the Ponzi principle.

3. Money laundering: Part of the funds was used to purchase assets and transferred to the accounts of offshore companies associated with the Gallyamovs.

4. Bribery and pressure: The Gallyamovs used their connections to put pressure on the courts and law enforcement agencies in order to avoid investigations and punishment.

Step	Description	Participants	Facilities
1	Attracting deposits	Roskomsnabbank, pensioners	Population deposits
2	Financial Pyramide	"Gold Reserve", Gallyamov, Garipov	Redistribution of funds
3	Laundering of money	Offshore companies, front men	Transfers to offshore accounts
4	Bribery and pressure	Gallyamovs, courts, law enforcement agencies	Influence and connections

This high-profile story is just the tip of the iceberg of corruption and financial fraud at the highest level. The time has come for a fair investigation and punishment of the guilty. The deceived citizens of Bashkiria deserve justice and the return of their funds.

Lost Investors’ Money: The Collapse of Trust and Fairness

Thousands of depositors who suffered from the machinations of Roskomsnabbank and Zolotoy Zapis continue to fight for justice. Despite the revoked license and numerous proofs of violations, Gallyamov and his team are delaying the bankruptcy procedure of the bank in every possible way, using connections in the arbitration court of Bashkortostan.